Eagle Posted January 2, 2017 Share Posted January 2, 2017 Insurance company wants to total my 2000 XJ Sport. They value it at $5400 and the repair estimate is almost exactly that amount. This is a VERY rare 2000 XJ 4.0L with a 5-speed, Up Coutry suspension, cruise control, a/c, remote electric locks, alloys, full-size spare -- the works. There isn't a nick or door ding on it, and it only has 40,000 miles on it. There's NO WAY I can buy a comparable vehicle for anything approaching $5400. I want to fight them on the value. If those of you in states outside of the rust belt could check your regional Craigs List and send me links to any late-model, low-mileage Cherokees with prices of $6,000 or higher, I'd appreciate it. Please check ASAP -- I don't know if the insurance company is working on Monday, but I hope not. I need to intercept the agent handling the claim before she declares it a total, and I need backup. Thanks. Link to comment Share on other sites More sharing options...
Strokermjcomanche Posted January 2, 2017 Share Posted January 2, 2017 https://pittsburgh.craigslist.org/ctd/5929740228.html https://pittsburgh.craigslist.org/ctd/5916374111.html https://pittsburgh.craigslist.org/ctd/5909588170.html Link to comment Share on other sites More sharing options...
madog7200 Posted January 2, 2017 Share Posted January 2, 2017 http://atlanta.craigslist.org/nat/cto/5907738239.html http://atlanta.craigslist.org/nat/cto/5941138486.html http://bloomington.craigslist.org/cto/5935627029.html http://atlanta.craigslist.org/nat/cto/5937162186.html Sent from my SM-G930P using Tapatalk Link to comment Share on other sites More sharing options...
desbennett004 Posted January 2, 2017 Share Posted January 2, 2017 http://www.kijiji.ca/v-cars-trucks/edmonton/2001-jeep-cherokee-suv-crossover/1225311012?utm_source=com.android.mms&utm_medium=social&utm_campaign=socialbuttonsVIP&utm_content=app_android http://www.kijiji.ca/v-cars-trucks/calgary/jeep-cherokee-sport/1226872405?utm_source=com.android.mms&utm_medium=social&utm_campaign=socialbuttonsVIP&utm_content=app_android Sent from my SM-N900W8 using Tapatalk Link to comment Share on other sites More sharing options...
madog7200 Posted January 2, 2017 Share Posted January 2, 2017 http://atlanta.craigslist.org/nat/cto/5936710014.html http://semo.craigslist.org/cto/5938525686.html http://atlanta.craigslist.org/sat/cto/5921686921.html Sent from my SM-G930P using Tapatalk Link to comment Share on other sites More sharing options...
87MJTIM Posted January 2, 2017 Share Posted January 2, 2017 here's an earlier model with high miles http://baltimore.craigslist.org/ctd/5937267011.html ditto: http://washingtondc.craigslist.org/doc/cto/5933452746.html again: http://winchester.craigslist.org/cto/5896799774.html http://annapolis.craigslist.org/cto/5918181130.html No price listed, but worth asking: http://baltimore.craigslist.org/ctd/5935859366.html http://washingtondc.craigslist.org/mld/cto/5935281390.html Maybe not the best comparison: http://washingtondc.craigslist.org/mld/cto/5937551237.html http://harrisburg.craigslist.org/cto/5934863795.html http://harrisburg.craigslist.org/cto/5934863795.html There are more out there in the mid-Atlantic region Link to comment Share on other sites More sharing options...
Eagle Posted January 2, 2017 Author Share Posted January 2, 2017 Thanks, guys, keep 'em coming. Some good ones in there. No links to lifted or modified vehicles, please. Mine is pure, box stock, just as it drove out of the showroom. I need to show them high prices for comparable, similar vehicles. Or, better yet, high prices for vehicles that aren't as nice as mine was (:sniff: boo-hoo.) Gotta be stock, not lifted, modified, or customized. Thanks. Link to comment Share on other sites More sharing options...
Alexia Posted January 2, 2017 Share Posted January 2, 2017 I would gladly pay over $5,000 for a great condition rust free late XJ with 40,000 miles on it. All the links I am finding locally are for modified examples though. Link to comment Share on other sites More sharing options...
johnj92131 Posted January 2, 2017 Share Posted January 2, 2017 From recent Ebay sold listings: All 2001 year. You may also want to check for 2000 year sales. http://www.ebay.com/itm/2001-Jeep-Cherokee-SPORT-XJ-/252681848902?forcerrptr=true&hash=item3ad5030846:g:PrQAAOSwHMJYMjWZ&item=252681848902 http://www.ebay.com/itm/2001-Jeep-Cherokee-Sport-/122269814252?forcerrptr=true&hash=item1c77d94dec:g:80cAAOSwj85YRt79&item=122269814252 http://www.ebay.com/itm/2001-Jeep-Cherokee-Sport-4X4-SUV-1-OWNER-SMOKE-FREE-NO-RESERVE-/361840183712?forcerrptr=true&hash=item543f5b09a0:g:3psAAOSwHMJYO1gR&item=361840183712 http://www.ebay.com/itm/2001-Jeep-Cherokee-SPORT-XJ-/291956025932?forcerrptr=true&hash=item43f9ef6a4c:g:GnsAAOSw8gVYA-5s&item=291956025932 http://www.ebay.com/itm/2001-Jeep-Cherokee-SPORT-XJ-/252645229463?forcerrptr=true&hash=item3ad2d44397:g:PrQAAOSwHMJYMjWZ&item=252645229463 http://www.ebay.com/itm/2001-Jeep-Cherokee-Sport-Sport-Utility-4-Door-/262735067046?forcerrptr=true&hash=item3d2c3af7a6:g:398AAOSwo4pYORfz&item=262735067046 http://www.ebay.com/itm/2001-Jeep-Cherokee-sport-/132011076418?forcerrptr=true&hash=item1ebc792b42:g:U9MAAOSw44BYIj86&item=132011076418 http://www.ebay.com/itm/2001-Jeep-Cherokee-sport-/131997743320?forcerrptr=true&hash=item1ebbadb8d8:g:U9MAAOSw44BYIj86&item=131997743320 http://www.ebay.com/itm/2001-Jeep-Cherokee-XJ-Sport-4x4-62K-Low-Miles-/272439537366?forcerrptr=true&hash=item3f6ea96ed6:g:3EwAAOSwKOJYF67a&item=272439537366 Link to comment Share on other sites More sharing options...
FrankTheDog Posted January 2, 2017 Share Posted January 2, 2017 Is the unibody bent at all under the damaged area's? I have my wife's nephews 2000 XJ that was totaled with damage to the drivers fender, bumper and header. My ex son in law bought it from him and he replaced the damaged parts with parts of the same color found on car-part.com. I did the part searching and driving for him I ended up spending under $500 for all the parts. There was slight damage to the unibody that he hammered out and it is back to stock looking with a minor trim difference on the fender. Avoid having it totaled at all costs. If there is no or only slight unibody damage it should be able to be fixed for under $1000. Send detailed pictures to my email if you can. I have a patriot blue header you can have. It's not perfect but nice ones are out there. Link to comment Share on other sites More sharing options...
FrankTheDog Posted January 2, 2017 Share Posted January 2, 2017 I have all those parts in a different color that would get it driving again for no cost. Except fog light which could be found in a yard. Don't make a claim if you want to keep it. Link to comment Share on other sites More sharing options...
1987Comanche Posted January 2, 2017 Share Posted January 2, 2017 http://asheville.craigslist.org/cto/5912761360.html http://asheville.craigslist.org/ctd/5911075790.html Link to comment Share on other sites More sharing options...
airspeed Posted January 2, 2017 Share Posted January 2, 2017 I'm not sure they will accept values outside or your region. Cherokee's in Colorado have a lot more value, check Denver Craigslist. http://denver.craigslist.org/ctd/5940044815.html http://denver.craigslist.org/ctd/5940008530.html http://denver.craigslist.org/cto/5934058513.html Link to comment Share on other sites More sharing options...
Eagle Posted January 2, 2017 Author Share Posted January 2, 2017 I don't know if they'll accept any values other than whatever book they use. My argument is that mine has zero rust, has never seen salted, winter roads, and has exceptionally low mileage, so I would have to look all over the country to find anything even remotely comparable. I don't know if the argument will work, but it's the only argument I have, so I have to play it. Link to comment Share on other sites More sharing options...
HOrnbrod Posted January 2, 2017 Share Posted January 2, 2017 What's the extent of the damage? Link to comment Share on other sites More sharing options...
sinkrun Posted January 2, 2017 Share Posted January 2, 2017 Most insurance companys will let you keep it for around 20% less than the totaled value. I know its worth more much more however in a worse case you could keep it with clean title and fix for the book amount minus the 20%. Also it seems its time for classic plates and insurance so you can pick the value that is if you can it your state. Link to comment Share on other sites More sharing options...
sinkrun Posted January 2, 2017 Share Posted January 2, 2017 http://altoona.craigslist.org/ctd/5908219183.html Link to comment Share on other sites More sharing options...
Strokermjcomanche Posted January 2, 2017 Share Posted January 2, 2017 I don't know if they'll accept any values other than whatever book they use. My argument is that mine has zero rust, has never seen salted, winter roads, and has exceptionally low mileage, so I would have to look all over the country to find anything even remotely comparable. I don't know if the argument will work, but it's the only argument I have, so I have to play it. Have the insurance company find another jeep exactly like yours for the money they want to give you , bet you they won't , they'll give you some reasons why they won't . I thought insurance companies were supposed to get you to the point you were before the accident ... Link to comment Share on other sites More sharing options...
Eagle Posted January 2, 2017 Author Share Posted January 2, 2017 Most insurance companys will let you keep it for around 20% less than the totaled value. I know its worth more much more however in a worse case you could keep it with clean title and fix for the book amount minus the 20%. Also it seems its time for classic plates and insurance so you can pick the value that is if you can it your state. It's not old enough for Early American tags in Connecticut. And the classic car insurance companies won't insure vehicles with 4WD, even if they have early American tags -- I went through that with two Comanches. Link to comment Share on other sites More sharing options...
Eagle Posted January 3, 2017 Author Share Posted January 3, 2017 I don't know if they'll accept any values other than whatever book they use. My argument is that mine has zero rust, has never seen salted, winter roads, and has exceptionally low mileage, so I would have to look all over the country to find anything even remotely comparable. I don't know if the argument will work, but it's the only argument I have, so I have to play it. Have the insurance company find another jeep exactly like yours for the money they want to give you , bet you they won't , they'll give you some reasons why they won't . I thought insurance companies were supposed to get you to the point you were before the accident . That's what I thought, too. Apparently we were wrong. E-mail from the person handling my claim at the company: "We pay on a total loss as Actual Cash Value and not replacement cost." Of course, my counter argument is that it isn't a total loss if they use a fair actual cash value -- which is why I appreciate all the links you lads have sent me to other Cherokees for sale. I can't use links to modified XJs for this purpose, but a couple of the links to stock vehicles are outstanding -- and they still don't come close to what mine is (ahem ... "was"). So far, though, even with the comparable vehicles information, my arguments have fallen on deaf ears. Wish me luck. Link to comment Share on other sites More sharing options...
Eagle Posted January 3, 2017 Author Share Posted January 3, 2017 What's the extent of the damage? Hood RF fender RF fender liner Header Grille RF Headlight assembly RF Parking light assembly Bumper RF bumper end cap Front air dam/chin spoiler (whatever they call it) RF factory fog light Inner fender (engine compartment wall) bent -- can be straightened RF radiator support That's about it. I don't have a copy of the written estimate, I'm going by what I could see was damaged. Link to comment Share on other sites More sharing options...
budwisr Posted January 3, 2017 Share Posted January 3, 2017 Sorry to hear about your Jeep. Definitely don't get in a hurry when dealing with the insurance company, generally the longer you hold out the better the settlement. Good luck Link to comment Share on other sites More sharing options...
FrankTheDog Posted January 3, 2017 Share Posted January 3, 2017 Loaded header panel in your color can be found for under $200. Loaded fender under $125. Complete bumper with painted ends under $150. Find out if insurance and autobody place will work with you by using used parts. The goal should be to keep it on the road in working condition. Not returned to mint condition at this point. Link to comment Share on other sites More sharing options...
terrawombat Posted January 3, 2017 Share Posted January 3, 2017 I don't know if they'll accept any values other than whatever book they use. My argument is that mine has zero rust, has never seen salted, winter roads, and has exceptionally low mileage, so I would have to look all over the country to find anything even remotely comparable. I don't know if the argument will work, but it's the only argument I have, so I have to play it. Have the insurance company find another jeep exactly like yours for the money they want to give you , bet you they won't , they'll give you some reasons why they won't . I thought insurance companies were supposed to get you to the point you were before the accident ... That used to be what they were supposed to do. The primary objective for all modern insurance company's is to determine how to pay out as little as possible (or nothing at all) by finding whatever loophole they can. Link to comment Share on other sites More sharing options...
ftpiercecracker1 Posted January 3, 2017 Share Posted January 3, 2017 http://fortlauderdale.craigslist.org/brw/cto/5878956503.html http://tampa.craigslist.org/psc/cto/5923719665.html http://tampa.craigslist.org/hil/cto/5910738911.html http://jacksonville.craigslist.org/cto/5930627097.html Link to comment Share on other sites More sharing options...
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