Nice shot Pete, shows the clarity you can achieve with a digital camera.
If budget is your main concern, I would definitely go digital. Just think of all the money you’ll be saving on processing fees. Looks like you’re leaning towards the Nikon, good cameras but I would also consider a Cannon. I still have the Canon Eos Elan, and it’s a damn fine camera, spent a bunch of money on it and some lenses, but never use it anymore. Instead I use my under $200 Sony Cyber-shot 12.1. The conveniences of digital far outweigh any unforeseen benefits of film IMHO.